Lower cost in exchange for health care coverage tradeoffs of network and/or benefit coverage. Please contact UnitedHealthcare representative for group size availability in your market.

Essential Benefits

UnitedHealthcare Tiered Benefits

Tiered Benefit Plans are built on UnitedHealthcare Choice and Choice Plus plans but include additional features that can help both members and employers save money. By seeking care from certain network providers, Tiered Benefit plan members can get an even higher level of care and in-network benefits.

UnitedHealthcare EDGE®

UnitedHealthcare EDGE plans provide lower office visit co-payments and greater plan co-insurance coverage when employees get care from UnitedHealth Premium Tier 1 physicians.

UnitedHealthcare NavigateSM

UnitedHealthcare NavigateSM focuses on primary care as the key to helping people live healthier lives. Member must select a primary care physician (PCP) from the Navigate network, and must obtain a referral before seeing another network physician. With Navigate, the PCP is seen as the key to getting members the right care at the right time from the right providers.


These flexible plans protect the bottom line against rising health care costs and provide simple-to-use coverage designs and integrated specialty services for employees.

UnitedHealthcare CatalystSM

Catalyst is a very flexible medical plan that allows a range of cost alternatives not otherwise available in a consumer friendly framework. (Catalyst is an existing product that is available in 8 states and the District of Columbia. It is also available to National Accounts.)