October 27, 2016
This plan combines 100% coverage for Preventive & Diagnostic Services with a discount program for other services for maximum savings. It is available to fully insured groups with 2-2,999 employees.
The Value Dental plan is our lowest cost dental plan. It’s a great option for your clients who are seeking maximum savings. Those who have not been able to afford to offer their employees a dental plan in the past will find this plan particularly attractive.
Preventive & diagnostic services are covered at 100%. The discount program provides access to discounts on other services, including fillings, crowns, orthodontia and teeth whitening. The discount program is not insurance. Discounts range from 20% to 50% of what a general dentist typically changes and are based off a set fee schedule.
There are no deductibles with this plan.
In-network only and open access plan designs are available for the insured services. The plan provides access to a large national network. The Value Dental Plan may be offered alone or alongside a richer, more traditional insurance plan for greater employee choice.
This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or UnitedHealthcare Insurance Company. UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX and associated COC form number DCOC.CER.06. Plans sold in Virginia use policy form number DPOL.06.VA and associated COC form number DCOC.CER.06.VA.
Disclosure: The Dental Discount Program is administered by Dental Benefit Providers, Inc. The Dental Discount Program is NOT insurance. The discount program provides discounts at certain dental care providers for dental services. The discount program does not make payments directly to the providers of dental services. The discount program member is obligated to pay for all dental care services but will receive a discount from those dental care providers who have contracted with the discount plan organization. Dental Benefit Providers, Inc., is located at 6220 Old Dobbin Lane, Liberty 6, Suite 200, Columbia, MD 21045, 1-877-816-3596, myuhcdental.com. The dental discount program is offered to members of certain products underwritten or provided by UnitedHealthcare Insurance Company or its affiliates to provide specific discounts and to encourage participation in wellness programs. Dental care professional availability for certain services may be dependent on licensure, scope of practice restrictions or other requirements in the state. UnitedHealthcare does not endorse or guarantee dental products/services available through the discount program. This program may not be available in all states or for all groups. Components subject to change.