Dental Plans Overview

October 27, 2016

Here is an overview of our dental products and their features:

Value Dental  

  • Combination of insurance and a discount program for our lowest cost plan. Priced at 1/3 the cost of a typical comprehensive PPO plans.*
  • Covers Preventive & Diagnostic at 100%, such as exams & cleanings, with no deductible.
  • Access to discounts for other services. This is not insurance.
  • Options for in-network only or open access plans for the insured services. Large national network.
  • Available in the following states:
    • Arizona
    • Alabama
    • Colorado
    • Georgia
    • Hawaii
    • Kentucky
    • Maine
    • Minnesota
    • New Jersey
    • New Mexico
    • North Carolina
    • Pennsylvania
    • Tennessee
    • Virginia
    • Washington, D.C.
    • Wisconsin
    • Wyoming

 *2014 Towers Watson Group Dental Rate Survey – July 2014. Value Dental compared to 100/80/50 $1,000 max 85th percentile UCR PPO plan.

Select Plan (Managed care products)

  • Priced up to 50% less than standard PPO plan
  • Combination of narrow network and the primary care coordination
  • Available in CA, FL, MD, NV, NY, TX, VA, DC

 

In-Network Only   

  • Priced approximately 20% below similar PPO plans.
  • Available in all states except AL, AR, CT, ID, KY, LA, ME, MS, MO, MT, NJ, NC, ND, OK, TX and VT.

 

Gateway PPO   

  • Priced approximately 15% below similar PPO plans with class shifting of endodontic and periodontal services and full mouth an panoramic X-rays
  • Available in all states except ID and MT

 

PPO  

  • Largest networks with discounts up to 35%
  • Available in all states except ID and MT

 

Indemnity 

  • No network restrictions or discount savings
  • Available in all states

 

We also provide resources on how your clients can promote oral health to their employees.