Retiree Solutions

Whether your clients are small or large, UnitedHealthcare offers a broad portfolio of retiree products that gives employers a clear, meaningful choice in an overwhelming marketplace. 

Retiree Solutions

Retiree Solutions from a Market Leader

Whether your clients want to maintain traditional group benefits, are considering a subsidy, or moving to an exchange solution, we can help them gain control of their health care costs, provide quality coverage for their retirees and more easily manage their benefits.

Changes to Medicare Coverage Options

While UnitedHealthcare no longer offers group Medicare Advantage PFFS plans, we have developed alternatives for our clients who need national coverage solutions and want to continue providing cost effective Medicare insurance solutions. Our National PPO and Senior Supplement products offer national coverage with a single premium rate and plan design.

Retiree Health Care Products and Services

A  fluctuating economy and growing retiree population can put even more pressure on your clients to find reasonable solutions for retiree health care coverage. Your clients revenue and budgets have probably changed dramatically if their retiree benefit package was designed long ago. Fortunately, it is no longer an all- or nothing proposition – either paying for health care coverage or ending it for retiring employees. Come explore the range of your possibilities with UnitedHealthcare.

Understanding Medicare

Medicare is a Federal government program, run by the Centers for Medicare & Medicaid Services (CMS), which provides health insurance coverage to eligible beneficiaries.Take a moment to learn how it works, what the different coverage options are and what they offer.

Additional Programs and Services

Employers should encourage retirees to take advantage of health-enhancing programs and services that make a positive difference in their lives – and employer costs.

Group Portfolio

Group Portfolio allows organizations to take the first step in offering retirees a choice from an array of group options without moving them to an individual plan.

Group Senior Supplement Plans

Your clients can enhance Original Medicare (Medicare Parts A & B) plan benefits with UnitedHealthcare's Senior Supplement plan - created just for group-sponsored retirees.

Connector Model

The Connector Model is an innovative strategy that enables employers/plan sponsors to transition from a defined benefit plan to either a defined-contribution subsidy, or no subsidy at all, while helping retirees choose individual Medicare health plan(s) that best meet their needs.

Medicare Advantage HMO and PPO Plans

Offer your clients with Medicare-eligible retirees medical and prescription drug coverage all in one plan with our line of Medicare Advantage plans.

AARP® Medicare Supplement Insurance Plans

Medicare supplement insurance plans are plans sold by private insurance companies to help limit the out-of-pocket costs associated with Medicare Parts A and B. These plans are designed to help pay for some or all of the costs that Original Medicare does not pay, such as coinsurance and deductibles.

Medicare Part D Prescription Drug Plans

Our experience working with employers and CMS makes UnitedHealthcare a leader in the health care industry. UnitedHealthcare Medicare Part D prescription drug plans have national reach and provide excellent retiree service, stability of a large organization and financial pricing integrity.