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The INO plan drives use of network for greater savings and is available to fully insured groups with 2 or more employees. Self-funded options are available to larger groups. If your clients want to offer a high-quality employee dental plan that also needs to be cost-effective, the In-Network Only (INO) dental plan can strike the right balance between extensive coverage and impressive savings. An INO plan is typically priced 25% less than a similar open access plan.