Dental Plans


Dental Plans Overview

Dental Plans Overview

We offer your clients a full suite of dental plan options, each with a different level of choice, coverage and savings. Your clients can choose to pay all, some or none of their employees premium.

Value Dental

Value Dental

This plan combines 100% coverage for Preventive & Diagnostic Services with a discount program for other services for maximum savings. It is available to fully insured groups with 2-2,999 employees.

Select Managed Care

Select Managed Care

The Select Managed Care plan offers maximum savings and is available to fully insured groups with 2 or more employees. Self-funded options are available to larger groups. Select Plans are priced approximately 50% less than a comparable open access plan, making it our most affordable plan type.

In-Network Only

INO (In-Network Only)

The INO plan drives use of network for greater savings and is available to fully insured groups with 2 or more employees.  Self-funded options are available to larger groups. If your clients want to offer a high-quality employee dental plan that also needs to be cost-effective, the In-Network Only (INO) dental plan can strike the right balance between extensive coverage and impressive savings. An INO plan is typically priced 25% less than a similar open access plan.

Gateway PPO

Gateway PPO (Preferred Provider Organization)

Gateway PPO is a cost-saving plan design and is available to fully insured groups with 2 or more employees.  Self-funded options are available to larger groups.  With the Gateway PPO plan, your clients' employees have the freedom to see any dentist or specialist in or outside our extensive national network.

PPO

PPO (Preferred Provider Organization)

The PPO plan has great flexibility plus network savings and is available for fully insured groups with 2 or more employees. Self -funded options for larger groups. With the PPO plan, employees have the freedom to see any dentist or specialist in or outside our extensive national network. No referrals are needed. When they stay in-network, they’ll enjoy the significantly lower rates we’ve negotiated with our providers.

Indemnity

Indemnity

The Indemnity plan offers maximum flexibility and is available to fully insured groups with 2 or more employees.  Self-funded options are available to larger groups. Your clients' employees can get the care they need from any dentist they like without any network restrictions. And there are no referrals needed.  Preventive care is covered at little or no cost to members. A broad range of additional services is also covered. Coverage levels vary based on your clients specific plan.